Get an instant decision and split your purchase into easy payments.
Just choose Affirm at checkout, enter a few details and get a real-time decision. Plus, checking your eligibility WON'T affect your credit.
With Affirm you’ll know exactly what you owe, and when you’ll be done paying.
Buy today and pay at your own pace starting at 0% APR, and never pay a single late fee.
Affirm financing is a payment option that allows you to purchase items now and pay for them over time. When you choose Affirm at checkout, you can spread the cost of your purchase over several months with transparent, simple interest loans, making it easier to budget for big purchases.
To apply for Affirm financing, select Affirm as your payment method at checkout. You'll be prompted to enter a few pieces of information for a real-time decision. Once you receive a decision, you can choose the payment schedule that works best for you.
Yes — checking your eligibility is completely safe. Your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.
Absolutely! You can make extra payments or pay off your loan early through Affirm's website or app at no extra cost. This can reduce the amount of interest you pay over the life of the loan.